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Calculate how long it will take to pay off your credit card and see how much you'll pay in interest. Add extra payments to see potential savings.

💳 Credit Card Payoff Calculator

See your path to debt freedom

$
The total amount you currently owe
%
$
$
Additional amount above minimum payment
Time to Pay Off
-
-
$0
Total Interest
$0
Total Paid
$0
Monthly Payment
0
Total Payments
Month Payment Principal Interest Balance

📖 How to Use

  • Balance: Enter your current credit card balance
  • APR: Find this on your statement (typically 15-25%)
  • Minimum Payment: The minimum amount due each month
  • Extra Payment: Any additional amount you can pay